budget travel insurance
Travel insurance often covers 'predictable' travel mishaps, such as illness, injury and loss of baggage, as well as flight cancellations and curtailments. Yet many people are unaware of the fact that most travel insurance plans are governed by a myriad of 'small print' terms: that is, travel insurance often doesn't cover every aspect of travel.
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For example, any given travel insurance policy might cover flight cancellations attributed to airline delays, aircraft maintenance or severe weather. But what if your flight cancellation came as a direct result of a terrorist attack? Would you still be covered? Most people believe they would be, but the fact is that the majority of existing travel insurance companies wouldn't cover policy-holders under such circumstances - regardless of any injury, property damage or loss of money encountered. So while you may have insurance, it's important to ask: are you really covered?
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