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Nothing ruins a fabulous vacation faster than an unanticipated medical emergency—except, that is, experiencing such an emergency and knowing you are unprepared to handle it. Buying travel insurance before you leave for your trip won’t guard against emergencies, but it may ease some of the difficulty of dealing with whatever problem has interrupted your vacation.
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Another way to ensure you acquire full coverage is to seek policy providers which specialise in exceptionally comprehensive packages. You can find various specialised travel insurance companies which offer coverage for the most unpredictable of circumstances - in addition to the 'predictable' ones. Choosing one of these will leave you with peace of mind that you'll be taken care of should anything happen on your travels - regardless of reasons behind injuries or flight cancellations. After all, isn't peace of mind at the heart of what insurance is all about?
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8 tips to make best use of your bank (rediff.com)